You towd me I couwd take nowtes howevuh I want uwu, so im torturwing bowff of us X3(non sleep deprived zach here, i am so fucking sorry)

Anywyzzz hewres mwy notes :3 In mwy mwind nuwmbing fownt thawt you hawve to highwhit!!!!(doc scratch core)

Risk and Reward

Reward: Go to college, higher income, lower unemployment

Risk: High cost for college and long term debt, takes a large chunk of your time

Gender paygap

20% gap between men and women pay

slowly began to close around 1960, but still exists

contributing to putting many women in poverty